feat(characters): use local character catalog

src/stores/payment/__tests__/payment-order-flow.test.ts

@@ -79,6 +79,27 @@ describe("payment order flow", () => {
     actor.stop();
   });
 
+  it("passes the selected tip recipient to order creation", async () => {
+    const createOrderSpy = vi.fn<CreateOrderSpy>();
+    const actor = createActor(
+      createTestPaymentMachine({ createOrderSpy }),
+    ).start();
+    await initialize(actor);
+    actor.send({
+      type: "PaymentCreateOrderSubmitted",
+      recipientCharacterId: "character_maya",
+    });
+    await waitFor(actor, (snapshot) => snapshot.matches("paid"));
+
+    expect(createOrderSpy).toHaveBeenCalledWith({
+      planId: "vip_monthly",
+      payChannel: "stripe",
+      autoRenew: true,
+      recipientCharacterId: "character_maya",
+    });
+    actor.stop();
+  });
+
   it("tracks order creation failures", async () => {
     const createOrderFailed = vi
       .spyOn(behaviorAnalytics, "createOrderFailed")