diff --git a/src/app/subscription/components/index.ts b/src/app/subscription/components/index.ts
index ddc3133b..19cb0abb 100644
--- a/src/app/subscription/components/index.ts
+++ b/src/app/subscription/components/index.ts
@@ -7,6 +7,7 @@ export * from "./subscription-banner";
 export * from "./subscription-benefits-card";
 export * from "./subscription-checkout-button";
 export * from "./subscription-cta-button";
+export * from "./subscription-payment-method";
 export * from "./subscription-plan-card";
 export * from "./subscription-user-row";
 export * from "./stripe-payment-dialog";
diff --git a/src/app/subscription/components/subscription-cta-button.tsx b/src/app/subscription/components/subscription-cta-button.tsx
index f59a4038..f138befd 100644
--- a/src/app/subscription/components/subscription-cta-button.tsx
+++ b/src/app/subscription/components/subscription-cta-button.tsx
@@ -1,13 +1,5 @@
 "use client";
-/**
- * 订阅页主操作按钮
- *
- * 视觉规格（与设计稿对齐）：
- *   - 全宽，52px 高，--radius-xxxl 圆角
- *   - 粉色渐变（#f96ADE → #f657A0）
- *   - 白字 16px/600 + 粉色阴影
- *   - :disabled 灰化
- */
+
 import type { ButtonHTMLAttributes, ReactNode } from "react";
 
 import styles from "./subscription-cta-button.module.css";
diff --git a/src/app/subscription/components/subscription-payment-method.module.css b/src/app/subscription/components/subscription-payment-method.module.css
new file mode 100644
index 00000000..91b73247
--- /dev/null
+++ b/src/app/subscription/components/subscription-payment-method.module.css
@@ -0,0 +1,80 @@
+.root {
+  display: flex;
+  flex-direction: column;
+  gap: 10px;
+}
+
+.header {
+  display: flex;
+  align-items: baseline;
+  justify-content: space-between;
+  gap: var(--spacing-sm);
+  padding: 0 var(--spacing-xs);
+}
+
+.title {
+  margin: 0;
+  font-family: var(--font-athelas), var(--font-system);
+  font-size: var(--font-size-lg);
+  font-weight: 700;
+  color: var(--color-auth-text-primary);
+  line-height: 1.2;
+}
+
+.caption {
+  color: var(--color-text-secondary);
+  font-size: var(--font-size-sm);
+  line-height: 1.2;
+  white-space: nowrap;
+}
+
+.options {
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: var(--spacing-sm);
+}
+
+.option {
+  display: flex;
+  min-height: 62px;
+  align-items: center;
+  justify-content: center;
+  padding: 10px 14px;
+  border: 1px solid rgba(246, 87, 160, 0.18);
+  border-radius: 18px;
+  background: #ffffff;
+  box-shadow: 0 5px 7px 0 rgba(247, 89, 168, 0.08);
+  color: #3c3b3b;
+  cursor: pointer;
+  font: inherit;
+  text-align: center;
+  transition: border-color 0.15s ease, box-shadow 0.15s ease,
+    transform 0.05s ease;
+}
+
+.option:focus-visible {
+  outline: 2px solid var(--color-accent);
+  outline-offset: 2px;
+}
+
+.option:not(:disabled):active {
+  transform: scale(0.98);
+}
+
+.option:disabled {
+  cursor: not-allowed;
+  opacity: 0.72;
+}
+
+.selected {
+  border-color: #f657a0;
+  border-width: 2px;
+  box-shadow: 0 6px 12px 0 rgba(247, 89, 168, 0.14);
+}
+
+.optionTitle {
+  color: #1e1e1e;
+  font-size: 16px;
+  font-weight: 700;
+  line-height: 1.1;
+}
diff --git a/src/app/subscription/components/subscription-payment-method.tsx b/src/app/subscription/components/subscription-payment-method.tsx
new file mode 100644
index 00000000..2a2d1b54
--- /dev/null
+++ b/src/app/subscription/components/subscription-payment-method.tsx
@@ -0,0 +1,66 @@
+"use client";
+
+import type { PayChannel } from "@/data/dto/payment";
+
+import styles from "./subscription-payment-method.module.css";
+
+const PAYMENT_METHODS: Array<{
+  channel: PayChannel;
+  title: string;
+}> = [
+  {
+    channel: "stripe",
+    title: "Stripe",
+  },
+  {
+    channel: "ezpay",
+    title: "Ezpay",
+  },
+];
+
+export interface SubscriptionPaymentMethodProps {
+  value: PayChannel;
+  disabled?: boolean;
+  onChange: (channel: PayChannel) => void;
+}
+
+export function SubscriptionPaymentMethod({
+  value,
+  disabled = false,
+  onChange,
+}: SubscriptionPaymentMethodProps) {
+  return (
+    <section className={styles.root} aria-labelledby="payment-method-title">
+      <div className={styles.header}>
+        <h2 id="payment-method-title" className={styles.title}>
+          Payment Method
+        </h2>
+        <span className={styles.caption}>Stripe by default</span>
+      </div>
+      <div className={styles.options}>
+        {PAYMENT_METHODS.map((method) => {
+          const selected = method.channel === value;
+          const classes = [
+            styles.option,
+            selected ? styles.selected : "",
+          ]
+            .filter(Boolean)
+            .join(" ");
+
+          return (
+            <button
+              key={method.channel}
+              type="button"
+              className={classes}
+              disabled={disabled}
+              aria-pressed={selected}
+              onClick={() => onChange(method.channel)}
+            >
+              <span className={styles.optionTitle}>{method.title}</span>
+            </button>
+          );
+        })}
+      </div>
+    </section>
+  );
+}
diff --git a/src/app/subscription/components/subscription-screen.module.css b/src/app/subscription/components/subscription-screen.module.css
index 9569f34c..ef666517 100644
--- a/src/app/subscription/components/subscription-screen.module.css
+++ b/src/app/subscription/components/subscription-screen.module.css
@@ -59,6 +59,10 @@
   min-height: 160px;
 }
 
+.paymentMethodSlot {
+  margin-top: var(--spacing-lg);
+}
+
 .ctaSlot {
   margin-top: var(--spacing-xl);
 }
diff --git a/src/app/subscription/subscription-screen.tsx b/src/app/subscription/subscription-screen.tsx
index bac4a2e6..5169b290 100644
--- a/src/app/subscription/subscription-screen.tsx
+++ b/src/app/subscription/subscription-screen.tsx
@@ -32,6 +32,7 @@ import {
   SubscriptionBenefitsCard,
   SubscriptionCheckoutButton,
   SubscriptionCtaButton,
+  SubscriptionPaymentMethod,
   SubscriptionPlanCard,
   SubscriptionUserRow,
 } from "./components";
@@ -250,6 +251,21 @@ export function SubscriptionScreen({
           )}
         </section>
 
+        {!isVip ? (
+          <section className={styles.paymentMethodSlot}>
+            <SubscriptionPaymentMethod
+              value={payment.payChannel}
+              disabled={isPaymentBusy}
+              onChange={(payChannel) =>
+                paymentDispatch({
+                  type: "PaymentPayChannelChanged",
+                  payChannel,
+                })
+              }
+            />
+          </section>
+        ) : null}
+
         <div className={styles.ctaSlot}>
           {isVip ? (
             <SubscriptionCtaButton type="button" disabled>
diff --git a/src/stores/payment/payment-machine.ts b/src/stores/payment/payment-machine.ts
index e5b2de0f..6d09bdc4 100644
--- a/src/stores/payment/payment-machine.ts
+++ b/src/stores/payment/payment-machine.ts
@@ -108,6 +108,7 @@ export const paymentMachine = setup({
         },
         PaymentPayChannelChanged: {
           actions: assign(({ event }) => ({
+            ...resetOrderState(),
             payChannel: event.payChannel,
             errorMessage: null,
           })),