diff --git a/src/app/characters/[characterSlug]/tip/layout.tsx b/src/app/characters/[characterSlug]/tip/layout.tsx
index 68390c1a..884a916a 100644
--- a/src/app/characters/[characterSlug]/tip/layout.tsx
+++ b/src/app/characters/[characterSlug]/tip/layout.tsx
@@ -1,11 +1,23 @@
 import type { ReactNode } from "react";
+import { notFound } from "next/navigation";
 
+import { getCharacterBySlug } from "@/data/constants/character";
 import { PaymentRouteProvider } from "@/providers/payment-route-provider";
 
-export default function CharacterTipLayout({
+export default async function CharacterTipLayout({
   children,
+  params,
 }: {
   children: ReactNode;
+  params: Promise<{ characterSlug: string }>;
 }) {
-  return <PaymentRouteProvider>{children}</PaymentRouteProvider>;
+  const { characterSlug } = await params;
+  const character = getCharacterBySlug(characterSlug);
+  if (!character) notFound();
+
+  return (
+    <PaymentRouteProvider scopeKey={character.id}>
+      {children}
+    </PaymentRouteProvider>
+  );
 }
diff --git a/src/providers/__tests__/character-actor-scope-providers.test.tsx b/src/providers/__tests__/character-actor-scope-providers.test.tsx
new file mode 100644
index 00000000..8f90ca07
--- /dev/null
+++ b/src/providers/__tests__/character-actor-scope-providers.test.tsx
@@ -0,0 +1,186 @@
+/* @vitest-environment jsdom */
+
+import { act, type ReactNode } from "react";
+import { createRoot, type Root } from "react-dom/client";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
+
+const instances = vi.hoisted(() => ({
+  chat: 0,
+  payment: 0,
+  privateRoom: 0,
+}));
+
+vi.mock("@/stores/chat/chat-context", async () => {
+  const { createElement, useState } = await import("react");
+  return {
+    ChatProvider({
+      characterId,
+      children,
+    }: {
+      characterId: string;
+      children: ReactNode;
+    }) {
+      const [instanceId] = useState(() => ++instances.chat);
+      return createElement(
+        "div",
+        {
+          "data-character-id": characterId,
+          "data-instance-id": instanceId,
+          "data-testid": "chat-provider",
+        },
+        children,
+      );
+    },
+  };
+});
+
+vi.mock("@/stores/payment/payment-context", async () => {
+  const { createElement, useState } = await import("react");
+  return {
+    PaymentProvider({ children }: { children: ReactNode }) {
+      const [instanceId] = useState(() => ++instances.payment);
+      return createElement(
+        "div",
+        {
+          "data-instance-id": instanceId,
+          "data-testid": "payment-provider",
+        },
+        children,
+      );
+    },
+  };
+});
+
+vi.mock("@/stores/private-room", async () => {
+  const { createElement, useState } = await import("react");
+  return {
+    PrivateRoomProvider({
+      characterId,
+      children,
+    }: {
+      characterId: string;
+      children: ReactNode;
+    }) {
+      const [instanceId] = useState(() => ++instances.privateRoom);
+      return createElement(
+        "div",
+        {
+          "data-character-id": characterId,
+          "data-instance-id": instanceId,
+          "data-testid": "private-room-provider",
+        },
+        children,
+      );
+    },
+  };
+});
+
+vi.mock("@/stores/sync/chat-auth-sync", () => ({ ChatAuthSync: () => null }));
+vi.mock("@/stores/sync/chat-payment-success-sync", () => ({
+  ChatPaymentSuccessSync: () => null,
+}));
+vi.mock("@/stores/sync/payment-success-sync", () => ({
+  PaymentSuccessSync: () => null,
+}));
+
+import { ChatRouteProviders } from "@/providers/chat-route-providers";
+import { PaymentRouteProvider } from "@/providers/payment-route-provider";
+import { PrivateRoomRouteProvider } from "@/providers/private-room-route-provider";
+
+describe("character actor route providers", () => {
+  let container: HTMLDivElement;
+  let root: Root;
+
+  beforeEach(() => {
+    instances.chat = 0;
+    instances.payment = 0;
+    instances.privateRoom = 0;
+    (globalThis as { IS_REACT_ACT_ENVIRONMENT?: boolean })
+      .IS_REACT_ACT_ENVIRONMENT = true;
+    container = document.createElement("div");
+    document.body.append(container);
+    root = createRoot(container);
+  });
+
+  afterEach(() => {
+    act(() => root.unmount());
+    container.remove();
+  });
+
+  it("recreates chat and chat payment actors when the character changes", () => {
+    renderChat("character_elio");
+    const firstChatInstance = instanceId("chat-provider");
+    const firstPaymentInstance = instanceId("payment-provider");
+
+    renderChat("character_maya");
+
+    expect(instanceId("chat-provider")).not.toBe(firstChatInstance);
+    expect(instanceId("payment-provider")).not.toBe(firstPaymentInstance);
+    expect(testNode("chat-provider").dataset.characterId).toBe(
+      "character_maya",
+    );
+  });
+
+  it("recreates the private-room actor when the character changes", () => {
+    renderPrivateRoom("character_elio");
+    const firstInstance = instanceId("private-room-provider");
+
+    renderPrivateRoom("character_maya");
+
+    expect(instanceId("private-room-provider")).not.toBe(firstInstance);
+    expect(testNode("private-room-provider").dataset.characterId).toBe(
+      "character_maya",
+    );
+  });
+
+  it("recreates the route payment actor when its character scope changes", () => {
+    renderPayment("character_elio");
+    const firstInstance = instanceId("payment-provider");
+
+    renderPayment("character_maya");
+
+    expect(instanceId("payment-provider")).not.toBe(firstInstance);
+  });
+
+  function renderChat(characterId: string): void {
+    act(() => {
+      root.render(
+        <ChatRouteProviders characterId={characterId}>
+          <span>chat</span>
+        </ChatRouteProviders>,
+      );
+    });
+  }
+
+  function renderPrivateRoom(characterId: string): void {
+    act(() => {
+      root.render(
+        <PrivateRoomRouteProvider characterId={characterId}>
+          <span>private room</span>
+        </PrivateRoomRouteProvider>,
+      );
+    });
+  }
+
+  function renderPayment(scopeKey: string): void {
+    act(() => {
+      root.render(
+        <PaymentRouteProvider scopeKey={scopeKey}>
+          <span>payment</span>
+        </PaymentRouteProvider>,
+      );
+    });
+  }
+
+  function testNode(testId: string): HTMLElement {
+    const node = container.querySelector<HTMLElement>(
+      `[data-testid="${testId}"]`,
+    );
+    if (!node) throw new Error(`Missing ${testId}`);
+    return node;
+  }
+
+  function instanceId(testId: string): string | undefined {
+    return testNode(testId).dataset.instanceId;
+  }
+});
diff --git a/src/providers/chat-route-providers.tsx b/src/providers/chat-route-providers.tsx
index 4971d88a..1faa7da0 100644
--- a/src/providers/chat-route-providers.tsx
+++ b/src/providers/chat-route-providers.tsx
@@ -19,9 +19,9 @@ export function ChatRouteProviders({
   characterId = DEFAULT_CHARACTER_ID,
 }: ChatRouteProvidersProps) {
   return (
-    <PaymentProvider>
+    <PaymentProvider key={characterId}>
       <PaymentSuccessSync />
-      <ChatProvider characterId={characterId}>
+      <ChatProvider key={characterId} characterId={characterId}>
         <ChatAuthSync />
         <ChatPaymentSuccessSync />
         {children}
diff --git a/src/providers/payment-route-provider.tsx b/src/providers/payment-route-provider.tsx
index 7c4a11bb..32e88dff 100644
--- a/src/providers/payment-route-provider.tsx
+++ b/src/providers/payment-route-provider.tsx
@@ -5,9 +5,17 @@ import type { ReactNode } from "react";
 import { PaymentProvider } from "@/stores/payment/payment-context";
 import { PaymentSuccessSync } from "@/stores/sync/payment-success-sync";
 
-export function PaymentRouteProvider({ children }: { children: ReactNode }) {
+export interface PaymentRouteProviderProps {
+  children: ReactNode;
+  scopeKey?: string;
+}
+
+export function PaymentRouteProvider({
+  children,
+  scopeKey,
+}: PaymentRouteProviderProps) {
   return (
-    <PaymentProvider>
+    <PaymentProvider key={scopeKey}>
       <PaymentSuccessSync />
       {children}
     </PaymentProvider>
diff --git a/src/providers/private-room-route-provider.tsx b/src/providers/private-room-route-provider.tsx
index cc1a70e1..ebec0732 100644
--- a/src/providers/private-room-route-provider.tsx
+++ b/src/providers/private-room-route-provider.tsx
@@ -15,7 +15,7 @@ export function PrivateRoomRouteProvider({
   characterId = DEFAULT_CHARACTER_ID,
 }: PrivateRoomRouteProviderProps) {
   return (
-    <PrivateRoomProvider characterId={characterId}>
+    <PrivateRoomProvider key={characterId} characterId={characterId}>
       {children}
     </PrivateRoomProvider>
   );