feat(payment): expand Stripe methods and checkout handoff

e2e/fixtures/api-mocks.ts

@@ -13,6 +13,7 @@ export interface MockCoreApisOptions {
   paidImageInsufficientCreditsFlow?: boolean;
   paidVoiceInsufficientCreditsFlow?: boolean;
   topUpHandoffFlow?: boolean;
+  checkoutHandoffFlow?: boolean;
 }
 
 export async function mockCoreApis(page: Page, options: MockCoreApisOptions = {}) {
@@ -23,6 +24,7 @@ export async function mockCoreApis(page: Page, options: MockCoreApisOptions = {}
     paidImageInsufficientCreditsFlow: options.paidImageInsufficientCreditsFlow ?? false,
     paidVoiceInsufficientCreditsFlow: options.paidVoiceInsufficientCreditsFlow ?? false,
     topUpHandoffFlow: options.topUpHandoffFlow ?? false,
+    checkoutHandoffFlow: options.checkoutHandoffFlow ?? false,
   };
   const chatState = { hasExpiredChatSend: false, paidImageRequested: false, paidImageUnlocked: false };
 
@@ -30,6 +32,7 @@ export async function mockCoreApis(page: Page, options: MockCoreApisOptions = {}
     chatSendTokenRefreshFlow: chatOptions.chatSendTokenRefreshFlow,
     isChatSendTokenExpired: () => chatState.hasExpiredChatSend,
     topUpHandoffFlow: chatOptions.topUpHandoffFlow,
+    checkoutHandoffFlow: chatOptions.checkoutHandoffFlow,
   });
   await registerCharacterMocks(page);
   await registerUserMocks(page);

e2e/fixtures/api/auth.ts

@@ -1,15 +1,24 @@
 import type { Page } from "@playwright/test";
 
 import { apiEnvelope } from "../data/common";
-import { emailLoginResponse, guestLoginResponse, refreshedEmailLoginResponse, refreshedGuestLoginResponse, topUpHandoffResponse } from "../data/auth";
+import { checkoutHandoffResponse, emailLoginResponse, guestLoginResponse, refreshedEmailLoginResponse, refreshedGuestLoginResponse, topUpHandoffResponse } from "../data/auth";
 
 export interface AuthMockState {
   chatSendTokenRefreshFlow: boolean;
   isChatSendTokenExpired: () => boolean;
   topUpHandoffFlow: boolean;
+  checkoutHandoffFlow: boolean;
 }
 
 export async function registerAuthMocks(page: Page, state: AuthMockState) {
+  await page.route("**/api/auth/handoff/checkout/consume", async (route) => {
+    if (!state.checkoutHandoffFlow) {
+      await route.continue();
+      return;
+    }
+    await route.fulfill({ json: apiEnvelope(checkoutHandoffResponse) });
+  });
+
   await page.route("**/api/auth/handoff/topup/consume", async (route) => {
     if (!state.topUpHandoffFlow) {
       await route.continue();

e2e/fixtures/data/auth.ts

@@ -63,3 +63,15 @@ export const topUpHandoffResponse = {
     loginProvider: "facebook_messenger",
   },
 };
+
+export const checkoutHandoffResponse = {
+  token: "e2e-checkout-token",
+  refreshToken: "e2e-checkout-refresh-token",
+  loginStatus: "email",
+  user: e2eEmailUser,
+  checkoutIntent: {
+    planId: "vip_monthly",
+    autoRenew: true,
+    commercialOfferId: "13ec8a10-58d7-4d24-b66b-8db5699a1aa8",
+  },
+};

e2e/specs/mock/payment/checkout-handoff-external-browser.spec.ts

@@ -0,0 +1,94 @@
+import { expect, test } from "@playwright/test";
+
+import { mockCoreApis } from "@e2e/fixtures/api-mocks";
+import { apiEnvelope } from "@e2e/fixtures/data/common";
+import {
+  clearBrowserState,
+  seedEmailSession,
+} from "@e2e/fixtures/test-helpers";
+
+const facebookAndroidUserAgent =
+  "Mozilla/5.0 (Linux; Android 14; Pixel 8) AppleWebKit/537.36 " +
+  "(KHTML, like Gecko) Version/4.0 Chrome/126.0.0.0 Mobile Safari/537.36 " +
+  "[FB_IAB/FB4A;FBAV/566.0.0.48.73;]";
+const handoffToken = "checkout-handoff-token-that-is-at-least-32-characters";
+
+test.use({ userAgent: facebookAndroidUserAgent });
+
+test.beforeEach(async ({ baseURL, context, page }) => {
+  await clearBrowserState(context, page, baseURL);
+});
+
+test("consumes the handoff, removes its token, and does not create an order", async ({
+  page,
+}) => {
+  await mockCoreApis(page, { checkoutHandoffFlow: true });
+  let createOrderRequests = 0;
+  page.on("request", (request) => {
+    if (request.url().includes("/api/payment/create-order")) {
+      createOrderRequests += 1;
+    }
+  });
+  const consumeRequest = page.waitForRequest(
+    "**/api/auth/handoff/checkout/consume",
+  );
+
+  await page.goto(
+    `/external-entry?target=checkout&handoffToken=${encodeURIComponent(handoffToken)}`,
+  );
+
+  expect((await consumeRequest).postDataJSON()).toEqual({ handoffToken });
+  await expect(page).toHaveURL(
+    /\/subscription\?planId=vip_monthly&autoRenew=1&commercialOfferId=.*&payChannel=stripe/,
+  );
+  expect(page.url()).not.toContain("handoffToken");
+  await expect.poll(() => createOrderRequests).toBe(0);
+  await expect
+    .poll(() =>
+      page.evaluate(() => ({
+        loginProvider: localStorage.getItem("cozsweet:login_provider"),
+        loginToken: localStorage.getItem("cozsweet:login_token"),
+      })),
+    )
+    .toEqual({ loginProvider: "email", loginToken: "e2e-checkout-token" });
+});
+
+test("offers the Facebook external-browser path before creating a Stripe order", async ({
+  page,
+}) => {
+  await mockCoreApis(page);
+  let createOrderRequests = 0;
+  page.on("request", (request) => {
+    if (request.url().includes("/api/payment/create-order")) {
+      createOrderRequests += 1;
+    }
+  });
+  await page.route("**/api/auth/handoff/checkout", async (route) => {
+    await route.fulfill({
+      json: apiEnvelope({
+        externalUrl:
+          "https://cozsweet.com/external-entry?target=checkout&handoffToken=opaque-token",
+        expiresAt: "2026-07-28T16:00:00+00:00",
+      }),
+    });
+  });
+
+  await seedEmailSession(page);
+  await page.goto("/subscription?type=vip&payChannel=stripe");
+  await page.getByRole("button", { name: /Monthly,/i }).click();
+  await page
+    .getByRole("dialog", { name: "Automatic Renewal Confirmation" })
+    .getByRole("button", { name: "Confirm" })
+    .click();
+  const externalButton = page.getByRole("button", {
+    name: "Open in browser for more payment methods",
+  });
+  await expect(externalButton).toBeVisible();
+  const handoffRequest = page.waitForRequest("**/api/auth/handoff/checkout");
+  await externalButton.click();
+  expect((await handoffRequest).postDataJSON()).toMatchObject({
+    planId: "vip_monthly",
+    autoRenew: true,
+  });
+  expect(createOrderRequests).toBe(0);
+});

src/app/_components/payment/__tests__/external-browser-checkout-button.test.tsx

@@ -0,0 +1,76 @@
+import { act } from "react";
+import { createRoot, type Root } from "react-dom/client";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
+
+const { createCheckoutHandoff, openUrlWithExternalBrowser } = vi.hoisted(
+  () => ({
+    createCheckoutHandoff: vi.fn(),
+    openUrlWithExternalBrowser: vi.fn(),
+  }),
+);
+
+vi.mock("@/lib/auth/checkout_handoff", () => ({ createCheckoutHandoff }));
+vi.mock("@/utils/url-launcher-util", () => ({
+  UrlLauncherUtil: { openUrlWithExternalBrowser },
+}));
+vi.mock("@/utils/browser-detect", () => ({
+  BrowserDetector: { isFacebookInAppBrowser: () => true },
+}));
+
+import { ExternalBrowserCheckoutButton } from "../external-browser-checkout-button";
+
+describe("ExternalBrowserCheckoutButton", () => {
+  let container: HTMLDivElement;
+  let root: Root;
+
+  beforeEach(() => {
+    vi.clearAllMocks();
+    createCheckoutHandoff.mockResolvedValue({
+      success: true,
+      data: {
+        externalUrl:
+          "https://cozsweet.com/external-entry?target=checkout&handoffToken=opaque",
+        expiresAt: "2026-07-28T16:00:00+00:00",
+      },
+    });
+    (globalThis as { IS_REACT_ACT_ENVIRONMENT?: boolean })
+      .IS_REACT_ACT_ENVIRONMENT = true;
+    container = document.createElement("div");
+    document.body.appendChild(container);
+    root = createRoot(container);
+  });
+
+  afterEach(() => {
+    act(() => root.unmount());
+    container.remove();
+  });
+
+  it("creates only a handoff before opening the external browser", async () => {
+    await act(async () => {
+      root.render(
+        <ExternalBrowserCheckoutButton
+          checkoutIntent={{
+            planId: "vip_monthly",
+            autoRenew: true,
+            commercialOfferId: "offer-1",
+          }}
+        />,
+      );
+    });
+
+    const button = container.querySelector("button");
+    expect(button?.textContent).toContain(
+      "Open in browser for more payment methods",
+    );
+    await act(async () => button?.click());
+
+    expect(createCheckoutHandoff).toHaveBeenCalledWith({
+      planId: "vip_monthly",
+      autoRenew: true,
+      commercialOfferId: "offer-1",
+    });
+    expect(openUrlWithExternalBrowser).toHaveBeenCalledWith(
+      "https://cozsweet.com/external-entry?target=checkout&handoffToken=opaque",
+    );
+  });
+});

src/app/_components/payment/__tests__/payment-launch-dialogs.test.tsx

@@ -18,6 +18,8 @@ const hiddenLaunch = {
   shouldShowQrisDialog: false,
   shouldShowStripeDialog: false,
   stripeClientSecret: null,
+  stripeCustomerSessionClientSecret: null,
+  savedPaymentMethodsEnabled: false,
 };
 
 describe("PaymentLaunchDialogs", () => {

src/app/_components/payment/__tests__/stripe-payment-dialog.test.tsx

@@ -2,18 +2,57 @@ import { act } from "react";
 import { createRoot, type Root } from "react-dom/client";
 import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
 
-import { StripePaymentDialogLoading } from "../lazy-stripe-payment-dialog";
+const stripeConfirmPayment = vi.fn(async () => ({}));
+const elementsSubmit = vi.fn(async () => ({}));
+let capturedElementsOptions: Record<string, unknown> | null = null;
+let capturedExpressProps: Record<string, unknown> | null = null;
+let capturedPaymentProps: Record<string, unknown> | null = null;
+
+vi.hoisted(() => {
+  process.env.NEXT_PUBLIC_STRIPE_PUBLISHABLE_KEY = "pk_test_checkout";
+});
+
+vi.mock("@stripe/stripe-js", () => ({
+  loadStripe: vi.fn(() => Promise.resolve({})),
+}));
+
+vi.mock("@stripe/react-stripe-js", () => ({
+  Elements: ({
+    children,
+    options,
+  }: {
+    children: React.ReactNode;
+    options: Record<string, unknown>;
+  }) => {
+    capturedElementsOptions = options;
+    return <>{children}</>;
+  },
+  ExpressCheckoutElement: (props: Record<string, unknown>) => {
+    capturedExpressProps = props;
+    return <div data-testid="express-checkout" />;
+  },
+  PaymentElement: (props: Record<string, unknown>) => {
+    capturedPaymentProps = props;
+    return <div data-testid="payment-element" />;
+  },
+  useElements: () => ({ submit: elementsSubmit }),
+  useStripe: () => ({ confirmPayment: stripeConfirmPayment }),
+}));
+
 import { StripePaymentDialog } from "../stripe-payment-dialog";
 
-describe("Stripe payment portal states", () => {
+describe("StripePaymentDialog", () => {
   let container: HTMLDivElement;
   let root: Root;
 
   beforeEach(() => {
+    vi.clearAllMocks();
+    capturedElementsOptions = null;
+    capturedExpressProps = null;
+    capturedPaymentProps = null;
     (globalThis as { IS_REACT_ACT_ENVIRONMENT?: boolean })
       .IS_REACT_ACT_ENVIRONMENT = true;
     container = document.createElement("div");
-    container.style.transform = "translateX(50%)";
     document.body.appendChild(container);
     root = createRoot(container);
   });
@@ -24,40 +63,101 @@ describe("Stripe payment portal states", () => {
     document.body.style.overflow = "";
   });
 
-  it("portals the unavailable state and keeps its explicit close action", () => {
+  it("renders Express Checkout first and a collapsed Pay by card section last", () => {
-    const onClose = vi.fn();
-
     act(() =>
       root.render(
         <StripePaymentDialog
-          clientSecret="client-secret"
+          clientSecret="pi_123_secret_payment"
-          onClose={onClose}
+          customerSessionClientSecret="cuss_123_secret_saved"
+          savedPaymentMethodsEnabled
+          onClose={vi.fn()}
         />,
       ),
     );
 
-    const dialog = document.body.querySelector('[role="alertdialog"]');
+    expect(capturedElementsOptions).toMatchObject({
-    expect(dialog).not.toBeNull();
+      clientSecret: "pi_123_secret_payment",
-    expect(container.contains(dialog)).toBe(false);
+      customerSessionClientSecret: "cuss_123_secret_saved",
-    expect(dialog?.textContent).toContain("Payment unavailable");
+    });
-    expect(dialog?.getAttribute("aria-labelledby")).toBeTruthy();
+    expect(capturedExpressProps?.options).toMatchObject({
-    expect(dialog?.getAttribute("aria-describedby")).toBeTruthy();
+      paymentMethodOrder: [
-
+        "apple_pay",
-    const okButton = Array.from(dialog?.querySelectorAll("button") ?? []).find(
+        "google_pay",
-      (button) => button.textContent === "OK",
+        "link",
-    );
+        "paypal",
-    act(() => okButton?.dispatchEvent(new MouseEvent("click", { bubbles: true })));
+        "amazon_pay",
-    expect(onClose).toHaveBeenCalledOnce();
+        "klarna",
+      ],
+      paymentMethods: {
+        applePay: "always",
+        googlePay: "always",
+        link: "auto",
+        paypal: "auto",
+        amazonPay: "auto",
+        klarna: "auto",
+      },
+    });
+    expect(capturedPaymentProps?.options).toMatchObject({
+      layout: { type: "accordion", defaultCollapsed: true },
+      paymentMethodOrder: ["card"],
+      wallets: { applePay: "never", googlePay: "never", link: "never" },
+    });
+    const text = document.body.textContent ?? "";
+    expect(text).toContain("Pay by card");
+    const express = document.body.querySelector('[data-testid="express-checkout"]');
+    const card = document.body.querySelector('[data-testid="payment-element"]');
+    expect(express).not.toBeNull();
+    expect(card).not.toBeNull();
+    expect(
+      express!.compareDocumentPosition(card!) &
+        Node.DOCUMENT_POSITION_FOLLOWING,
+    ).toBeTruthy();
   });
 
-  it("portals the lazy loading state", () => {
+  it("does not pass an invalid or disabled Customer Session secret", () => {
-    act(() => root.render(<StripePaymentDialogLoading />));
+    act(() =>
+      root.render(
+        <StripePaymentDialog
+          clientSecret="pi_123_secret_payment"
+          customerSessionClientSecret="invalid"
+          savedPaymentMethodsEnabled={false}
+          onClose={vi.fn()}
+        />,
+      ),
+    );
 
-    const dialog = document.body.querySelector('[role="dialog"]');
+    expect(capturedElementsOptions).not.toHaveProperty(
-    expect(dialog).not.toBeNull();
+      "customerSessionClientSecret",
-    expect(container.contains(dialog)).toBe(false);
+    );
-    expect(dialog?.textContent).toContain("Preparing secure payment");
+  });
-    expect(dialog?.textContent).toContain("Loading payment methods...");
+
-    expect(dialog?.querySelector('[aria-busy="true"]')).not.toBeNull();
+  it("uses the same confirmation path for an Express Checkout approval", async () => {
+    const onConfirmed = vi.fn();
+    act(() =>
+      root.render(
+        <StripePaymentDialog
+          clientSecret="pi_123_secret_payment"
+          onClose={vi.fn()}
+          onConfirmed={onConfirmed}
+        />,
+      ),
+    );
+
+    const onConfirm = capturedExpressProps?.onConfirm as
+      | ((event: { paymentFailed: ReturnType<typeof vi.fn> }) => Promise<void>)
+      | undefined;
+    expect(onConfirm).toBeTypeOf("function");
+    await act(async () => {
+      await onConfirm?.({ paymentFailed: vi.fn() });
+    });
+
+    expect(stripeConfirmPayment).toHaveBeenCalledTimes(1);
+    expect(stripeConfirmPayment).toHaveBeenCalledWith(
+      expect.objectContaining({
+        elements: expect.any(Object),
+        redirect: "if_required",
+      }),
+    );
+    expect(onConfirmed).toHaveBeenCalledTimes(1);
   });
 });

src/app/_components/payment/external-browser-checkout-button.tsx

@@ -0,0 +1,68 @@
+"use client";
+
+import { useState, useSyncExternalStore } from "react";
+
+import type { CheckoutIntent } from "@/data/schemas/auth";
+import { createCheckoutHandoff } from "@/lib/auth/checkout_handoff";
+import { BrowserDetector } from "@/utils/browser-detect";
+import { ExceptionHandler } from "@/core/errors";
+import { Result } from "@/utils/result";
+import { UrlLauncherUtil } from "@/utils/url-launcher-util";
+
+export interface ExternalBrowserCheckoutButtonProps {
+  checkoutIntent: CheckoutIntent;
+  disabled?: boolean;
+}
+
+export function ExternalBrowserCheckoutButton({
+  checkoutIntent,
+  disabled = false,
+}: ExternalBrowserCheckoutButtonProps) {
+  const isFacebookBrowser = useSyncExternalStore(
+    () => () => undefined,
+    () => BrowserDetector.isFacebookInAppBrowser(),
+    () => false,
+  );
+  const [isOpening, setIsOpening] = useState(false);
+  const [errorMessage, setErrorMessage] = useState<string | null>(null);
+
+  if (!isFacebookBrowser) return null;
+
+  const handleOpen = async () => {
+    if (disabled || isOpening) return;
+    setIsOpening(true);
+    setErrorMessage(null);
+    const result = await createCheckoutHandoff(checkoutIntent);
+    if (Result.isErr(result)) {
+      setErrorMessage(
+        ExceptionHandler.message(
+          result.error,
+          "Could not open this checkout in your browser. Please sign in and try again.",
+        ),
+      );
+      setIsOpening(false);
+      return;
+    }
+    UrlLauncherUtil.openUrlWithExternalBrowser(result.data.externalUrl);
+  };
+
+  return (
+    <div className="mt-2 w-full text-center">
+      <button
+        type="button"
+        className="min-h-11 w-full cursor-pointer rounded-full border border-black/15 bg-white px-4 py-2.5 text-sm font-semibold text-text-foreground disabled:cursor-not-allowed disabled:opacity-55"
+        disabled={disabled || isOpening}
+        onClick={() => void handleOpen()}
+      >
+        {isOpening
+          ? "Opening browser..."
+          : "Open in browser for more payment methods"}
+      </button>
+      {errorMessage ? (
+        <p className="mt-2 text-sm text-[#c0392b]" role="alert">
+          {errorMessage}
+        </p>
+      ) : null}
+    </div>
+  );
+}

src/app/_components/payment/payment-launch-dialogs.tsx

@@ -24,6 +24,8 @@ type PaymentLaunchDialogFlow = Pick<
   | "shouldShowQrisDialog"
   | "shouldShowStripeDialog"
   | "stripeClientSecret"
+  | "stripeCustomerSessionClientSecret"
+  | "savedPaymentMethodsEnabled"
 >;
 
 export interface PaymentLaunchDialogsProps {
@@ -64,6 +66,10 @@ export function PaymentLaunchDialogs({
       {launch.shouldShowStripeDialog && launch.stripeClientSecret ? (
         <LazyStripePaymentDialog
           clientSecret={launch.stripeClientSecret}
+          customerSessionClientSecret={
+            launch.stripeCustomerSessionClientSecret
+          }
+          savedPaymentMethodsEnabled={launch.savedPaymentMethodsEnabled}
           returnPath={stripeReturnPath}
           onClose={launch.handleStripeClose}
           onConfirmed={launch.handleStripeConfirmed}

src/app/_components/payment/stripe-payment-dialog.styles.ts

@@ -9,6 +9,11 @@ export const stripePaymentDialogStyles = {
   content:
     "m-0 text-(length:--responsive-body,14px) leading-normal text-[#393939]",
   form: "flex flex-col gap-(--page-section-gap,18px)",
+  expressSection: "w-full empty:hidden",
+  cardSection:
+    "flex w-full flex-col gap-(--spacing-sm,8px) border-t border-black/10 pt-(--page-section-gap,18px)",
+  cardTitle:
+    "m-0 text-(length:--responsive-body,16px) font-semibold text-text-foreground",
   error:
     "m-0 text-(length:--responsive-caption,13px) leading-[1.45] text-[#c0392b]",
   actions: "flex w-full gap-(--spacing-md,12px)",

src/app/_components/payment/stripe-payment-dialog.tsx

@@ -4,19 +4,28 @@
  *
  * 后端当前返回 PaymentIntent clientSecret，因此这里直接用它完成前端确认。
  */
-import { useId, useState, type FormEvent } from "react";
+import { useEffect, useId, useRef, useState, type FormEvent } from "react";
 import {
   Elements,
+  ExpressCheckoutElement,
   PaymentElement,
   useElements,
   useStripe,
 } from "@stripe/react-stripe-js";
-import { loadStripe } from "@stripe/stripe-js";
+import {
+  loadStripe,
+  type AvailablePaymentMethods,
+  type StripeExpressCheckoutElementConfirmEvent,
+} from "@stripe/stripe-js";
 
 import { ModalPortal } from "@/app/_components/core/modal-portal";
 import { ExceptionHandler } from "@/core/errors";
 import { ROUTES } from "@/router/routes";
 import { Logger } from "@/utils/logger";
+import { BrowserDetector } from "@/utils/browser-detect";
+import { PlatformDetector } from "@/utils/platform-detect";
+import { getStripeCustomerSessionClientSecret } from "@/lib/payment/payment_launch";
+import { behaviorAnalytics } from "@/lib/analytics";
 
 import { stripePaymentDialogStyles as styles } from "./stripe-payment-dialog.styles";
 
@@ -26,8 +35,16 @@ const stripePromise = stripePublishableKey
   ? loadStripe(stripePublishableKey)
   : null;
 
+type ExpressAvailabilityValue = boolean | { available: boolean } | undefined;
+
+function isExpressMethodAvailable(value: ExpressAvailabilityValue): boolean {
+  return value === true || (typeof value === "object" && value.available);
+}
+
 export interface StripePaymentDialogProps {
   clientSecret: string;
+  customerSessionClientSecret?: string | null;
+  savedPaymentMethodsEnabled?: boolean;
   returnPath?: string;
   onClose: () => void;
   onConfirmed?: () => void;
@@ -35,12 +52,19 @@ export interface StripePaymentDialogProps {
 
 export function StripePaymentDialog({
   clientSecret,
+  customerSessionClientSecret = null,
+  savedPaymentMethodsEnabled = false,
   returnPath = ROUTES.subscription + "/success",
   onClose,
   onConfirmed,
 }: StripePaymentDialogProps) {
   const titleId = useId();
   const descriptionId = useId();
+  const savedCardClientSecret = getStripeCustomerSessionClientSecret({
+    provider: "stripe",
+    customerSessionClientSecret,
+    savedPaymentMethodsEnabled,
+  });
 
   if (!stripePromise) {
     return (
@@ -100,6 +124,9 @@ export function StripePaymentDialog({
         stripe={stripePromise}
         options={{
           clientSecret,
+          ...(savedCardClientSecret
+            ? { customerSessionClientSecret: savedCardClientSecret }
+            : {}),
           appearance: {
             theme: "stripe",
             variables: {
@@ -132,6 +159,20 @@ function StripePaymentForm({
   const elements = useElements();
   const [errorMessage, setErrorMessage] = useState<string | null>(null);
   const [isSubmitting, setIsSubmitting] = useState(false);
+  const submittingRef = useRef(false);
+  const [hasExpressPaymentMethods, setHasExpressPaymentMethods] = useState<
+    boolean | null
+  >(null);
+  const [expressMaxColumns, setExpressMaxColumns] = useState(1);
+
+  useEffect(() => {
+    if (typeof window.matchMedia !== "function") return;
+    const query = window.matchMedia("(min-width: 640px)");
+    const updateColumns = () => setExpressMaxColumns(query.matches ? 2 : 1);
+    updateColumns();
+    query.addEventListener("change", updateColumns);
+    return () => query.removeEventListener("change", updateColumns);
+  }, []);
 
   const handleLoadError = (event: Parameters<
     NonNullable<React.ComponentProps<typeof PaymentElement>["onLoadError"]>
@@ -150,38 +191,118 @@ function StripePaymentForm({
     );
   };
 
-  const handleSubmit = async (event: FormEvent<HTMLFormElement>) => {
+  const updateExpressAvailability = (
-    event.preventDefault();
+    availablePaymentMethods:
-    if (!stripe || !elements || isSubmitting) return;
+      | AvailablePaymentMethods
+      | {
+          applePay?: { available: boolean };
+          googlePay?: { available: boolean };
+          link?: { available: boolean };
+          paypal?: { available: boolean };
+          amazonPay?: { available: boolean };
+          klarna?: { available: boolean };
+        }
+      | undefined,
+  ) => {
+    const availability = {
+      applePay: isExpressMethodAvailable(availablePaymentMethods?.applePay),
+      googlePay: isExpressMethodAvailable(availablePaymentMethods?.googlePay),
+      link: isExpressMethodAvailable(availablePaymentMethods?.link),
+      paypal: isExpressMethodAvailable(availablePaymentMethods?.paypal),
+      amazonPay: isExpressMethodAvailable(availablePaymentMethods?.amazonPay),
+      klarna: isExpressMethodAvailable(availablePaymentMethods?.klarna),
+    };
+    setHasExpressPaymentMethods(Object.values(availability).some(Boolean));
+    const browser = BrowserDetector.isFacebookInAppBrowser()
+        ? "facebook"
+        : BrowserDetector.getBrowserName() || "unknown";
+    const platform = PlatformDetector.getPlatform();
+    const metadata = {
+      browser,
+      platform,
+      availablePaymentMethods: availability,
+    };
+    log.info(
+      "[stripe-payment-dialog] Express Checkout availability",
+      metadata,
+    );
+    behaviorAnalytics.elementClick(
+      "stripe.express_checkout_availability",
+      "Stripe Express Checkout availability",
+      metadata,
+    );
+  };
 
+  const handleExpressLoadError = (event: Parameters<
+    NonNullable<
+      React.ComponentProps<typeof ExpressCheckoutElement>["onLoadError"]
+    >
+  >[0]) => {
+    setHasExpressPaymentMethods(false);
+    log.warn("[stripe-payment-dialog] Express Checkout load failed", {
+      type: event.error.type,
+      code: event.error.code,
+      message: event.error.message,
+    });
+  };
+
+  const confirmPayment = async (
+    options: {
+      submitPaymentElement: boolean;
+      expressEvent?: StripeExpressCheckoutElementConfirmEvent;
+    },
+  ) => {
+    if (!stripe || !elements || submittingRef.current) return;
+
+    submittingRef.current = true;
     setIsSubmitting(true);
     setErrorMessage(null);
 
-    const { error: submitError } = await elements.submit();
+    if (options.submitPaymentElement) {
-    if (submitError) {
+      let submitError: unknown;
-      setErrorMessage(
+      try {
-        ExceptionHandler.message(submitError, "Please check your payment info."),
+        ({ error: submitError } = await elements.submit());
-      );
+      } catch (error) {
-      setIsSubmitting(false);
+        submitError = error;
-      return;
+      }
+      if (submitError) {
+        setErrorMessage(
+          ExceptionHandler.message(
+            submitError,
+            "Please check your payment info.",
+          ),
+        );
+        submittingRef.current = false;
+        setIsSubmitting(false);
+        return;
+      }
     }
 
     const returnUrl = new URL(
       returnPath ?? ROUTES.subscription + "/success",
       window.location.origin,
     );
-    const { error } = await stripe.confirmPayment({
+    let confirmationError: unknown;
-      elements,
+    try {
-      confirmParams: {
+      ({ error: confirmationError } = await stripe.confirmPayment({
-        return_url: returnUrl.toString(),
+        elements,
-      },
+        confirmParams: {
-      redirect: "if_required",
+          return_url: returnUrl.toString(),
-    });
+        },
+        redirect: "if_required",
+      }));
+    } catch (error) {
+      confirmationError = error;
+    }
 
-    if (error) {
+    if (confirmationError) {
-      setErrorMessage(
+      const message = ExceptionHandler.message(
-        ExceptionHandler.message(error, "Payment confirmation failed."),
+        confirmationError,
+        "Payment confirmation failed.",
       );
+      setErrorMessage(message);
+      options.expressEvent?.paymentFailed({ reason: "fail", message });
+      submittingRef.current = false;
       setIsSubmitting(false);
       return;
     }
@@ -189,9 +310,74 @@ function StripePaymentForm({
     onConfirmed?.();
   };
 
+  const handleSubmit = async (event: FormEvent<HTMLFormElement>) => {
+    event.preventDefault();
+    await confirmPayment({ submitPaymentElement: true });
+  };
+
   return (
     <form className={styles.form} onSubmit={handleSubmit}>
-      <PaymentElement onLoadError={handleLoadError} />
+      <section
+        className={styles.expressSection}
+        hidden={hasExpressPaymentMethods === false}
+        aria-label="Express payment methods"
+      >
+        <ExpressCheckoutElement
+          options={{
+            paymentMethodOrder: [
+              "apple_pay",
+              "google_pay",
+              "link",
+              "paypal",
+              "amazon_pay",
+              "klarna",
+            ],
+            paymentMethods: {
+              applePay: "always",
+              googlePay: "always",
+              link: "auto",
+              paypal: "auto",
+              amazonPay: "auto",
+              klarna: "auto",
+            },
+            layout: {
+              maxColumns: expressMaxColumns,
+              maxRows: 6,
+              overflow: "never",
+            },
+          }}
+          onReady={(event) =>
+            updateExpressAvailability(event.availablePaymentMethods)
+          }
+          onAvailablePaymentMethodsChange={(event) =>
+            updateExpressAvailability(event.paymentMethods)
+          }
+          onLoadError={handleExpressLoadError}
+          onConfirm={(event) =>
+            void confirmPayment({
+              submitPaymentElement: false,
+              expressEvent: event,
+            })
+          }
+        />
+      </section>
+      <section className={styles.cardSection} aria-labelledby="pay-by-card-title">
+        <h3 id="pay-by-card-title" className={styles.cardTitle}>
+          Pay by card
+        </h3>
+        <PaymentElement
+          options={{
+            layout: { type: "accordion", defaultCollapsed: true },
+            paymentMethodOrder: ["card"],
+            wallets: {
+              applePay: "never",
+              googlePay: "never",
+              link: "never",
+            },
+          }}
+          onLoadError={handleLoadError}
+        />
+      </section>
       {errorMessage ? (
         <p
           role="alert"

src/app/_hooks/use-payment-launch-flow.ts

@@ -4,6 +4,7 @@ import { type Dispatch, useEffect, useRef, useState } from "react";
 
 import {
   getPaymentUrl,
+  getStripeCustomerSessionClientSecret,
   getStripeClientSecret,
   isEzpayPayment,
   launchEzpayRedirect,
@@ -59,6 +60,8 @@ export interface PaymentLaunchFlow {
   shouldShowQrisDialog: boolean;
   shouldShowStripeDialog: boolean;
   stripeClientSecret: string | null;
+  stripeCustomerSessionClientSecret: string | null;
+  savedPaymentMethodsEnabled: boolean;
 }
 
 export interface QrisPaymentDetails {
@@ -165,6 +168,9 @@ export function usePaymentLaunchFlow({
   const stripeClientSecret = payment.payParams
     ? getStripeClientSecret(payment.payParams)
     : null;
+  const stripeCustomerSessionClientSecret = payment.payParams
+    ? getStripeCustomerSessionClientSecret(payment.payParams)
+    : null;
   const ezpayLaunchTarget =
     payment.payParams && isEzpayPayment(payment.payParams)
       ? resolveEzpayLaunchTarget(payment.payParams)
@@ -385,5 +391,8 @@ export function usePaymentLaunchFlow({
     shouldShowQrisDialog,
     shouldShowStripeDialog,
     stripeClientSecret,
+    stripeCustomerSessionClientSecret,
+    savedPaymentMethodsEnabled:
+      stripeCustomerSessionClientSecret !== null,
   };
 }

src/app/_hooks/use-payment-route-flow.ts

@@ -22,6 +22,7 @@ export interface UsePaymentRouteFlowInput {
   characterId?: string;
   initialCategory?: string | null;
   initialPlanId?: string | null;
+  initialAutoRenew?: boolean | null;
   commercialOfferId?: string | null;
   resumeOrderId?: string | null;
   chatActionId?: string | null;
@@ -44,6 +45,7 @@ export function usePaymentRouteFlow({
   characterId,
   initialCategory = null,
   initialPlanId = null,
+  initialAutoRenew = null,
   commercialOfferId = null,
   resumeOrderId = null,
   chatActionId = null,
@@ -57,6 +59,7 @@ export function usePaymentRouteFlow({
     characterId ?? "",
     initialCategory ?? "",
     initialPlanId ?? "",
+    initialAutoRenew === null ? "" : String(initialAutoRenew),
     commercialOfferId ?? "",
     chatActionId ?? "",
   ].join(":");
@@ -78,6 +81,9 @@ export function usePaymentRouteFlow({
       ...(characterId ? { characterId } : {}),
       ...(initialCategory ? { category: initialCategory } : {}),
       ...(initialPlanId ? { planId: initialPlanId } : {}),
+      ...(initialAutoRenew === null
+        ? {}
+        : { autoRenew: initialAutoRenew }),
       ...(commercialOfferId ? { commercialOfferId } : {}),
       ...(chatActionId ? { chatActionId } : {}),
     });
@@ -89,6 +95,7 @@ export function usePaymentRouteFlow({
     chatActionId,
     initialCategory,
     initialPlanId,
+    initialAutoRenew,
     initialPayChannel,
     paymentDispatch,
   ]);

src/app/external-entry/external-entry-persist.tsx

@@ -5,6 +5,7 @@ import { useRouter } from "next/navigation";
 
 import {
   persistExternalEntryPayload,
+  resolveCheckoutIntentDestination,
   resolveExternalEntryDestination,
   resolveExternalEntryPromotionType,
   resolveExternalEntryTarget,
@@ -22,6 +23,7 @@ import {
 import { Logger } from "@/utils/logger";
 import { useAuthDispatch, useAuthState } from "@/stores/auth/auth-context";
 import { consumeTopUpHandoff } from "@/lib/auth/top_up_handoff";
+import { consumeCheckoutHandoff } from "@/lib/auth/checkout_handoff";
 import { Result } from "@/utils/result";
 import {
   isFavoriteEntryRequest,
@@ -61,6 +63,9 @@ export default function ExternalEntryPersist({
   const [hasPersisted, setHasPersisted] = useState(false);
   const [handoffError, setHandoffError] = useState<string | null>(null);
   const [handoffCompleted, setHandoffCompleted] = useState(false);
+  const [checkoutDestination, setCheckoutDestination] = useState<string | null>(
+    null,
+  );
   const hasNavigatedRef = useRef(false);
   const handoffStartedRef = useRef(false);
   const targetRoute = resolveExternalEntryTarget({ target });
@@ -71,11 +76,14 @@ export default function ExternalEntryPersist({
     mode,
     promotionType,
   });
-  const isTopUpHandoff = targetRoute === ROUTES.subscription;
+  const normalizedTarget = target?.trim().toLowerCase() ?? "";
+  const isTopUpHandoff = normalizedTarget === "topup";
+  const isCheckoutHandoff = normalizedTarget === "checkout";
+  const isLoginHandoff = isTopUpHandoff || isCheckoutHandoff;
   const displayedHandoffError =
     handoffError ??
-    (isTopUpHandoff && !hasValue(handoffToken)
+    (isLoginHandoff && !hasValue(handoffToken)
-      ? "This top-up link is invalid. Please request a new link in Messenger."
+      ? "This checkout link is invalid. Please return and request a new link."
       : null);
 
   useEffect(() => {
@@ -128,7 +136,7 @@ export default function ExternalEntryPersist({
   useEffect(() => {
     if (hasNavigatedRef.current || !hasPersisted) return;
 
-    if (isTopUpHandoff) {
+    if (isLoginHandoff) {
       if (!authState.hasInitialized || authState.isLoading) return;
       if (handoffCompleted) {
         if (
@@ -138,25 +146,60 @@ export default function ExternalEntryPersist({
           return;
         }
         hasNavigatedRef.current = true;
-        router.replace(destination);
+        router.replace(checkoutDestination ?? destination);
         return;
       }
       if (handoffStartedRef.current) return;
       if (!hasValue(handoffToken)) return;
       handoffStartedRef.current = true;
       void (async () => {
-        const result = await consumeTopUpHandoff(handoffToken);
+        if (isCheckoutHandoff) {
-        if (Result.isErr(result)) {
+          const result = await consumeCheckoutHandoff(handoffToken);
-          log.warn("[ExternalEntryPersist] top-up handoff failed", result.error);
+          if (Result.isErr(result)) {
+            log.warn(
+              "[ExternalEntryPersist] checkout handoff failed",
+              result.error,
+            );
+            window.history.replaceState(
+              window.history.state,
+              "",
+              "/external-entry?target=checkout",
+            );
+            setHandoffError(
+              "This checkout link is invalid, expired, or already used. Please return and request a new link.",
+            );
+            return;
+          }
+          window.history.replaceState(
+            window.history.state,
+            "",
+            "/external-entry?target=checkout",
+          );
+          setCheckoutDestination(
+            resolveCheckoutIntentDestination(result.data),
+          );
+        } else {
+          const result = await consumeTopUpHandoff(handoffToken);
+          if (Result.isErr(result)) {
+            log.warn(
+              "[ExternalEntryPersist] top-up handoff failed",
+              result.error,
+            );
+            window.history.replaceState(
+              window.history.state,
+              "",
+              "/external-entry?target=topup",
+            );
+            setHandoffError(
+              "This top-up link is invalid or has expired. Please request a new link in Messenger.",
+            );
+            return;
+          }
           window.history.replaceState(
             window.history.state,
             "",
             "/external-entry?target=topup",
           );
-          setHandoffError(
-            "This top-up link is invalid or has expired. Please request a new link in Messenger.",
-          );
-          return;
         }
         setHandoffCompleted(true);
         authDispatch({ type: "AuthInit" });
@@ -190,9 +233,12 @@ export default function ExternalEntryPersist({
     authState.isLoading,
     authState.loginStatus,
     destination,
+    checkoutDestination,
     hasPersisted,
     handoffCompleted,
     handoffToken,
+    isCheckoutHandoff,
+    isLoginHandoff,
     isTopUpHandoff,
     psid,
     router,

src/app/external-entry/page.tsx

@@ -8,6 +8,7 @@
  * `/external-entry?target=tip`
  * `/external-entry?target=private-zone&character=nayeli`
  * `/external-entry?target=topup&handoffToken=<opaque-token>`
+ * `/external-entry?target=checkout&handoffToken=<opaque-token>`
  *
  * 页面不直接 `redirect()`，而是把数据交给 Client 组件先写入本地存储，
  * 再通过 `router.replace()` 清理 URL 并跳转到最终页面。

src/app/subscription/components/subscription-checkout-button.tsx

@@ -6,6 +6,7 @@
  */
 import { usePaymentLaunchFlow } from "@/app/_hooks/use-payment-launch-flow";
 import { PaymentLaunchDialogs } from "@/app/_components/payment/payment-launch-dialogs";
+import { ExternalBrowserCheckoutButton } from "@/app/_components/payment/external-browser-checkout-button";
 import { DEFAULT_CHARACTER_SLUG } from "@/data/constants/character";
 import type { SubscriptionReturnTo } from "@/lib/navigation/subscription_exit";
 import {
@@ -70,6 +71,21 @@ export function SubscriptionCheckoutButton({
       >
         {label}
       </SubscriptionCtaButton>
+      {payment.payChannel === "stripe" && payment.selectedPlanId ? (
+        <ExternalBrowserCheckoutButton
+          disabled={disabled || isLoading}
+          checkoutIntent={{
+            planId: payment.selectedPlanId,
+            autoRenew: payment.autoRenew,
+            ...(payment.commercialOfferId
+              ? { commercialOfferId: payment.commercialOfferId }
+              : {}),
+            ...(payment.chatActionId
+              ? { chatActionId: payment.chatActionId }
+              : {}),
+          }}
+        />
+      ) : null}
       {payment.errorMessage ? (
         <p
           role="alert"

src/app/subscription/page.tsx

@@ -5,6 +5,7 @@ import {
 } from "@/lib/analytics/payment_analytics_context";
 import {
   getFirstPaymentSearchParam,
+  parsePaymentAutoRenew,
   parsePaymentReturnSearchParams,
   parseSubscriptionReturnTo,
   type PaymentSearchParams,
@@ -57,6 +58,7 @@ export default async function SubscriptionPage({
       analyticsContext={analyticsContext}
       sourceCharacterSlug={sourceCharacterSlug}
       initialPlanId={initialPlanId}
+      initialAutoRenew={parsePaymentAutoRenew(query.autoRenew)}
       commercialOfferId={commercialOfferId}
       resumeOrderId={resumeOrderId}
       chatActionId={chatActionId}

src/app/subscription/subscription-screen.tsx

@@ -53,6 +53,7 @@ export interface SubscriptionScreenProps {
   analyticsContext?: PaymentAnalyticsContext;
   sourceCharacterSlug?: string;
   initialPlanId?: string | null;
+  initialAutoRenew?: boolean | null;
   commercialOfferId?: string | null;
   resumeOrderId?: string | null;
   chatActionId?: string | null;
@@ -66,6 +67,7 @@ export function SubscriptionScreen({
   analyticsContext: providedAnalyticsContext,
   sourceCharacterSlug = DEFAULT_CHARACTER_SLUG,
   initialPlanId = null,
+  initialAutoRenew = null,
   commercialOfferId = null,
   resumeOrderId = null,
   chatActionId = null,
@@ -103,6 +105,7 @@ export function SubscriptionScreen({
     sourceCharacterSlug,
     initialPayChannel: paymentMethodConfig.initialPayChannel,
     initialPlanId,
+    initialAutoRenew,
     commercialOfferId,
     resumeOrderId,
     chatActionId,

src/app/subscription/use-subscription-payment-flow.ts

@@ -21,6 +21,7 @@ export interface UseSubscriptionPaymentFlowInput {
   initialPayChannel: PayChannel;
   sourceCharacterSlug?: string;
   initialPlanId?: string | null;
+  initialAutoRenew?: boolean | null;
   commercialOfferId?: string | null;
   resumeOrderId?: string | null;
   chatActionId?: string | null;
@@ -33,6 +34,7 @@ export function useSubscriptionPaymentFlow({
   initialPayChannel,
   sourceCharacterSlug = DEFAULT_CHARACTER_SLUG,
   initialPlanId = null,
+  initialAutoRenew = null,
   commercialOfferId = null,
   resumeOrderId = null,
   chatActionId = null,
@@ -43,6 +45,7 @@ export function useSubscriptionPaymentFlow({
     paymentType: subscriptionType,
     shouldResumePendingOrder,
     initialPlanId,
+    initialAutoRenew,
     commercialOfferId,
     resumeOrderId,
     chatActionId,

src/app/tip/__tests__/tip-screen.checkout.test.tsx

@@ -359,6 +359,8 @@ function makePaymentState(
     selectedGiftCategory: giftCategory.category,
     isFirstRecharge: false,
     commercialOffer: null,
+    commercialOfferId: null,
+    chatActionId: null,
     selectedPlanId: giftPlan.planId,
     payChannel: "stripe",
     autoRenew: false,

src/app/tip/tip-checkout-button.tsx

@@ -2,6 +2,7 @@
 
 import { usePaymentLaunchFlow } from "@/app/_hooks/use-payment-launch-flow";
 import { PaymentLaunchDialogs } from "@/app/_components/payment/payment-launch-dialogs";
+import { ExternalBrowserCheckoutButton } from "@/app/_components/payment/external-browser-checkout-button";
 import { useActiveCharacter } from "@/providers/character-provider";
 import {
   usePaymentDispatch,
@@ -63,6 +64,19 @@ export function TipCheckoutButton({
       >
         {label}
       </button>
+      {payment.payChannel === "stripe" && payment.selectedPlanId ? (
+        <ExternalBrowserCheckoutButton
+          disabled={disabled || isLoading}
+          checkoutIntent={{
+            planId: payment.selectedPlanId,
+            autoRenew: false,
+            recipientCharacterId: character.id,
+            ...(payment.chatActionId
+              ? { chatActionId: payment.chatActionId }
+              : {}),
+          }}
+        />
+      ) : null}
       {payment.errorMessage ? (
         <p className={styles.checkoutError} role="alert">
           {payment.errorMessage}

src/data/repositories/auth_repository.ts

@@ -1,6 +1,10 @@
 import { ExceptionHandler } from "@/core/errors";
 import type { IAuthRepository } from "@/data/repositories/interfaces";
 import {
+  CheckoutHandoffConsumeRequestSchema,
+  CheckoutHandoffCreateRequestSchema,
+  type CheckoutHandoffCreateResponse,
+  type CheckoutIntent,
   FacebookIdentityRequestSchema,
   FacebookLoginRequestSchema,
   FbIdLoginRequestSchema,
@@ -276,6 +280,30 @@ export class AuthRepository implements IAuthRepository {
     });
   }
 
+  /** 创建订单前生成一次性外部浏览器支付交接链接。 */
+  async createCheckoutHandoff(
+    checkoutIntent: CheckoutIntent,
+  ): Promise<Result<CheckoutHandoffCreateResponse>> {
+    return Result.wrap(() =>
+      this.api.createCheckoutHandoff(
+        CheckoutHandoffCreateRequestSchema.parse(checkoutIntent),
+      ),
+    );
+  }
+
+  /** 消费支付交接凭证，保存后端签发的正式登录态并返回购买意图。 */
+  async consumeCheckoutHandoff(
+    handoffToken: string,
+  ): Promise<Result<CheckoutIntent>> {
+    return Result.wrap(async () => {
+      const response = await this.api.consumeCheckoutHandoff(
+        CheckoutHandoffConsumeRequestSchema.parse({ handoffToken }),
+      );
+      await this._saveLoginData(response, response.loginStatus);
+      return response.checkoutIntent;
+    });
+  }
+
   /**
    * 刷新 token：先读本地的 refresh token，空则直接返回错误；
    * 调用 API 成功后写回新的 login token + refresh token。

src/data/repositories/interfaces/iauth_repository.ts

@@ -13,6 +13,8 @@
 
 import type { Result } from "@/utils/result";
 import type {
+  CheckoutHandoffCreateResponse,
+  CheckoutIntent,
   GuestLoginResponse,
   LoginStatus,
   LoginResponse,
@@ -74,6 +76,16 @@ export interface IAuthRepository {
   /** 消费一次性充值登录凭证并建立正式会话。 */
   consumeTopUpHandoff(handoffToken: string): Promise<Result<LoginStatus>>;
 
+  /** 在创建订单前生成10分钟有效的外部浏览器支付链接。 */
+  createCheckoutHandoff(
+    checkoutIntent: CheckoutIntent,
+  ): Promise<Result<CheckoutHandoffCreateResponse>>;
+
+  /** 消费单次支付交接凭证并保存正式登录态。 */
+  consumeCheckoutHandoff(
+    handoffToken: string,
+  ): Promise<Result<CheckoutIntent>>;
+
   /** 刷新 token：先读本地的 refresh token，空则返回错误。 */
   refreshToken(): Promise<Result<RefreshTokenResponse>>;
 

src/data/schemas/auth/__tests__/checkout_handoff.test.ts

@@ -0,0 +1,44 @@
+import { describe, expect, it } from "vitest";
+
+import {
+  CheckoutHandoffConsumeResponseSchema,
+  CheckoutHandoffCreateRequestSchema,
+} from "../checkout_handoff";
+
+describe("checkout handoff schemas", () => {
+  it("keeps only the minimal order-free purchase intent", () => {
+    expect(
+      CheckoutHandoffCreateRequestSchema.parse({
+        planId: "vip_monthly",
+        autoRenew: true,
+        recipientCharacterId: "elio",
+        price: 9.99,
+      }),
+    ).toEqual({
+      planId: "vip_monthly",
+      autoRenew: true,
+      recipientCharacterId: "elio",
+    });
+  });
+
+  it("parses the formal session and checkout intent returned after consumption", () => {
+    const parsed = CheckoutHandoffConsumeResponseSchema.parse({
+      user: {
+        id: "00000000-0000-0000-0000-000000000123",
+        username: "checkout-user",
+        email: "checkout@example.com",
+        platform: "web",
+      },
+      token: "access-token",
+      refreshToken: "refresh-token",
+      loginStatus: "email",
+      checkoutIntent: {
+        planId: "vip_monthly",
+        autoRenew: true,
+      },
+    });
+
+    expect(parsed.checkoutIntent.planId).toBe("vip_monthly");
+    expect(parsed.loginStatus).toBe("email");
+  });
+});

src/data/schemas/auth/checkout_handoff.ts

@@ -0,0 +1,58 @@
+import { z } from "zod";
+
+import { stringOrEmpty } from "../nullable-defaults";
+import { UserSchema } from "../user/user";
+
+export const CheckoutIntentSchema = z
+  .object({
+    planId: z.string().min(1).max(120),
+    autoRenew: z.boolean(),
+    recipientCharacterId: z.string().min(1).max(80).optional(),
+    commercialOfferId: z.string().min(1).max(80).optional(),
+    chatActionId: z.uuid().optional(),
+  })
+  .readonly();
+
+export const CheckoutHandoffCreateRequestSchema = CheckoutIntentSchema;
+
+export const CheckoutHandoffCreateResponseSchema = z
+  .object({
+    externalUrl: z.url(),
+    expiresAt: z.string().min(1),
+  })
+  .readonly();
+
+export const CheckoutHandoffConsumeRequestSchema = z
+  .object({
+    handoffToken: z.string().min(32).max(512),
+  })
+  .readonly();
+
+export const CheckoutHandoffConsumeResponseSchema = z
+  .object({
+    user: UserSchema,
+    token: z.string().min(1),
+    refreshToken: stringOrEmpty,
+    loginStatus: z.enum([
+      "email",
+      "google",
+      "facebook",
+      "facebookMessenger",
+    ]),
+    checkoutIntent: CheckoutIntentSchema,
+  })
+  .readonly();
+
+export type CheckoutIntent = z.output<typeof CheckoutIntentSchema>;
+export type CheckoutHandoffCreateRequest = z.output<
+  typeof CheckoutHandoffCreateRequestSchema
+>;
+export type CheckoutHandoffCreateResponse = z.output<
+  typeof CheckoutHandoffCreateResponseSchema
+>;
+export type CheckoutHandoffConsumeRequest = z.output<
+  typeof CheckoutHandoffConsumeRequestSchema
+>;
+export type CheckoutHandoffConsumeResponse = z.output<
+  typeof CheckoutHandoffConsumeResponseSchema
+>;

src/data/schemas/auth/index.ts

@@ -3,6 +3,7 @@
  */
 
 export * from "./facebook_user_data";
+export * from "./checkout_handoff";
 export * from "./login_status";
 export * from "./request/facebook_identity_request";
 export * from "./request/facebook_login_request";

src/data/services/api/api_contract.json

@@ -6,6 +6,8 @@
   "facebookLogin": { "method": "post", "path": "/api/auth/login/facebook" },
   "facebookIdLogin": { "method": "post", "path": "/api/auth/login/facebook/by-id" },
   "topUpHandoffConsume": { "method": "post", "path": "/api/auth/handoff/topup/consume" },
+  "checkoutHandoffCreate": { "method": "post", "path": "/api/auth/handoff/checkout" },
+  "checkoutHandoffConsume": { "method": "post", "path": "/api/auth/handoff/checkout/consume" },
   "refresh": { "method": "post", "path": "/api/auth/refresh" },
   "logout": { "method": "post", "path": "/api/auth/logout" },
   "getCurrentUser": { "method": "get", "path": "/api/auth/me" },

src/data/services/api/api_path.ts

@@ -30,6 +30,12 @@ export class ApiPath {
   /** 消费一次性充值登录凭证 */
   static readonly topUpHandoffConsume = apiContract.topUpHandoffConsume.path;
 
+  /** 创建一次性外部浏览器支付交接链接（创建订单前）。 */
+  static readonly checkoutHandoffCreate = apiContract.checkoutHandoffCreate.path;
+
+  /** 消费一次性外部浏览器支付交接凭证。 */
+  static readonly checkoutHandoffConsume = apiContract.checkoutHandoffConsume.path;
+
   /** 刷新 Token */
   static readonly refresh = apiContract.refresh.path;
 

src/data/services/api/auth_api.ts

@@ -7,6 +7,12 @@
 import { z } from "zod";
 
 import {
+  CheckoutHandoffConsumeRequest,
+  CheckoutHandoffConsumeResponse,
+  CheckoutHandoffConsumeResponseSchema,
+  CheckoutHandoffCreateRequest,
+  CheckoutHandoffCreateResponse,
+  CheckoutHandoffCreateResponseSchema,
   FacebookIdentityRequest,
   FacebookIdentityResponse,
   FacebookIdentityResponseSchema,
@@ -104,6 +110,32 @@ export class AuthApi {
     );
   }
 
+  /** 在创建支付订单前生成一次性外部浏览器交接链接。 */
+  async createCheckoutHandoff(
+    body: CheckoutHandoffCreateRequest,
+  ): Promise<CheckoutHandoffCreateResponse> {
+    const env = await httpClient<ApiEnvelope<unknown>>(
+      ApiPath.checkoutHandoffCreate,
+      { method: "POST", body },
+    );
+    return CheckoutHandoffCreateResponseSchema.parse(
+      unwrap(env) as Record<string, unknown>,
+    );
+  }
+
+  /** 消费一次性支付交接凭证并恢复正式登录态与购买意图。 */
+  async consumeCheckoutHandoff(
+    body: CheckoutHandoffConsumeRequest,
+  ): Promise<CheckoutHandoffConsumeResponse> {
+    const env = await httpClient<ApiEnvelope<unknown>>(
+      ApiPath.checkoutHandoffConsume,
+      { method: "POST", body },
+    );
+    return CheckoutHandoffConsumeResponseSchema.parse(
+      unwrap(env) as Record<string, unknown>,
+    );
+  }
+
   /**
    * 绑定 Facebook ASID / PSID 到当前用户
    */

src/lib/auth/checkout_handoff.ts

@@ -0,0 +1,18 @@
+import type {
+  CheckoutHandoffCreateResponse,
+  CheckoutIntent,
+} from "@/data/schemas/auth";
+import { getAuthRepository } from "@/data/repositories/auth_repository";
+import type { Result } from "@/utils/result";
+
+export function createCheckoutHandoff(
+  checkoutIntent: CheckoutIntent,
+): Promise<Result<CheckoutHandoffCreateResponse>> {
+  return getAuthRepository().createCheckoutHandoff(checkoutIntent);
+}
+
+export function consumeCheckoutHandoff(
+  handoffToken: string,
+): Promise<Result<CheckoutIntent>> {
+  return getAuthRepository().consumeCheckoutHandoff(handoffToken);
+}

src/lib/navigation/__tests__/external_entry.test.ts

@@ -3,12 +3,38 @@ import { describe, expect, it } from "vitest";
 import { getCharacterRoutes, ROUTES } from "@/router/routes";
 
 import {
+  resolveCheckoutIntentDestination,
   resolveExternalEntryDestination,
   resolveExternalEntryPromotionType,
   resolveExternalEntryTarget,
   shouldBindExternalFacebookIdentity,
 } from "../external_entry";
 
+describe("checkout external browser destination", () => {
+  it("restores subscription intent without carrying the handoff token", () => {
+    expect(
+      resolveCheckoutIntentDestination({
+        planId: "vip_monthly",
+        autoRenew: true,
+        commercialOfferId: "offer-1",
+        chatActionId: "00000000-0000-0000-0000-000000000123",
+      }),
+    ).toBe(
+      "/subscription?planId=vip_monthly&autoRenew=1&commercialOfferId=offer-1&chatActionId=00000000-0000-0000-0000-000000000123&payChannel=stripe",
+    );
+  });
+
+  it("restores a character tip intent by canonical character id", () => {
+    expect(
+      resolveCheckoutIntentDestination({
+        planId: "maya_coffee",
+        autoRenew: false,
+        recipientCharacterId: "maya-tan",
+      }),
+    ).toBe("/characters/maya/tip?planId=maya_coffee&payChannel=stripe");
+  });
+});
+
 describe("external entry navigation", () => {
   it("defaults to chat", () => {
     expect(resolveExternalEntryTarget({})).toBe(ROUTES.chat);

src/lib/navigation/external_entry.ts

@@ -4,8 +4,10 @@ import { AuthStorage } from "@/data/storage/auth/auth_storage";
 import { UserStorage } from "@/data/storage/user/user_storage";
 import type { PendingChatPromotionType } from "@/data/storage/navigation";
 import type { LoginStatus } from "@/data/schemas/auth";
+import type { CheckoutIntent } from "@/data/schemas/auth";
 import {
   DEFAULT_CHARACTER_SLUG,
+  getCharacterById,
   getCharacterBySlug,
 } from "@/data/constants/character";
 import { getCharacterRoutes, ROUTES } from "@/router/routes";
@@ -100,6 +102,30 @@ export function resolveExternalEntryDestination({
   return routes.chat;
 }
 
+export function resolveCheckoutIntentDestination(
+  intent: CheckoutIntent,
+): string {
+  const params = new URLSearchParams({ planId: intent.planId });
+
+  if (intent.recipientCharacterId) {
+    const character = getCharacterById(intent.recipientCharacterId);
+    const routes = getCharacterRoutes(
+      character?.slug ?? DEFAULT_CHARACTER_SLUG,
+    );
+    if (intent.chatActionId) params.set("chatActionId", intent.chatActionId);
+    params.set("payChannel", "stripe");
+    return `${routes.tip}?${params.toString()}`;
+  }
+
+  params.set("autoRenew", intent.autoRenew ? "1" : "0");
+  if (intent.commercialOfferId) {
+    params.set("commercialOfferId", intent.commercialOfferId);
+  }
+  if (intent.chatActionId) params.set("chatActionId", intent.chatActionId);
+  params.set("payChannel", "stripe");
+  return `${ROUTES.subscription}?${params.toString()}`;
+}
+
 export async function persistExternalEntryPayload({
   deviceId,
   asid,
@@ -138,6 +164,7 @@ function resolveTarget(
     return ROUTES.privateZone;
   }
   if (target === "topup") return ROUTES.subscription;
+  if (target === "checkout") return ROUTES.subscription;
 
   return null;
 }

src/lib/payment/__tests__/payment_launch.test.ts

@@ -2,6 +2,7 @@ import { describe, expect, it, vi } from "vitest";
 
 import {
   getPaymentUrl,
+  getStripeCustomerSessionClientSecret,
   getStripeClientSecret,
   isEzpayPayment,
   launchEzpayRedirect,
@@ -43,6 +44,28 @@ describe("payment launch helpers", () => {
     ).toBeNull();
   });
 
+  it("enables saved cards only with an explicit flag and a Customer Session secret", () => {
+    expect(
+      getStripeCustomerSessionClientSecret({
+        provider: "stripe",
+        customerSessionClientSecret: "cuss_123_secret_456",
+        savedPaymentMethodsEnabled: true,
+      }),
+    ).toBe("cuss_123_secret_456");
+    expect(
+      getStripeCustomerSessionClientSecret({
+        customerSessionClientSecret: "cuss_123_secret_456",
+        savedPaymentMethodsEnabled: false,
+      }),
+    ).toBeNull();
+    expect(
+      getStripeCustomerSessionClientSecret({
+        customerSessionClientSecret: "invalid-customer-session",
+        savedPaymentMethodsEnabled: true,
+      }),
+    ).toBeNull();
+  });
+
   it("resolves Ezpay URL and QR launch parameters without treating QR data as a URL", () => {
     expect(
       resolveEzpayLaunchTarget({

src/lib/payment/payment_launch.ts

@@ -143,6 +143,27 @@ export function getStripeClientSecret(
   return null;
 }
 
+export function getStripeCustomerSessionClientSecret(
+  payParams: Record<string, unknown>,
+): string | null {
+  const provider = payParams.provider;
+  const isStripeProvider =
+    typeof provider !== "string" || provider.toLowerCase() === "stripe";
+  const enabled = payParams.savedPaymentMethodsEnabled === true;
+  const clientSecret = payParams.customerSessionClientSecret;
+
+  if (
+    isStripeProvider &&
+    enabled &&
+    typeof clientSecret === "string" &&
+    /^cuss_[^\s]+_secret_[^\s]+$/i.test(clientSecret)
+  ) {
+    return clientSecret;
+  }
+
+  return null;
+}
+
 export interface LaunchEzpayRedirectInput {
   orderId: string | null;
   paymentUrl: string;

src/lib/payment/payment_search_params.ts

@@ -22,6 +22,15 @@ export function parsePaymentPayChannel(
   return channel === "ezpay" || channel === "stripe" ? channel : null;
 }
 
+export function parsePaymentAutoRenew(
+  value: PaymentSearchParamValue,
+): boolean | null {
+  const autoRenew = getFirstPaymentSearchParam(value);
+  if (autoRenew === "1" || autoRenew === "true") return true;
+  if (autoRenew === "0" || autoRenew === "false") return false;
+  return null;
+}
+
 export function parseSubscriptionReturnTo(
   value: PaymentSearchParamValue,
 ): AppSubscriptionReturnTo {

src/stores/payment/__tests__/payment-catalog-flow.test.ts

@@ -8,7 +8,6 @@ import {
 
 import {
   createTestPaymentMachine,
-  giftCatalog,
   lifetimePlan,
   monthlyPlan,
   quarterlyPlan,
@@ -51,7 +50,7 @@ describe("payment catalog flow", () => {
     actor.stop();
   });
 
-  it("restores a valid first-category product and rejects another category", async () => {
+  it("restores a valid tip product across categories from checkout handoff", async () => {
     const actor = createActor(createTestPaymentMachine()).start();
     actor.send({
       type: "PaymentInit",
@@ -79,8 +78,9 @@ describe("payment catalog flow", () => {
         snapshot.context.requestedGiftPlanId === null,
     );
     expect(actor.getSnapshot().context.selectedPlanId).toBe(
-      giftCatalog.plans[0]?.planId,
+      "tip_flowers_usd_12_99",
     );
+    expect(actor.getSnapshot().context.selectedGiftCategory).toBe("flowers");
     actor.stop();
   });
 

src/stores/payment/helper/gift.ts

@@ -50,15 +50,23 @@ export function hydrateGiftProductsState(
   const giftProducts = response.plans.filter(
     (product) => product.characterId === characterId,
   );
-  const selectedGiftCategory = giftCategories[0]?.category ?? null;
+  const restoredProduct = restoredPlanId
+    ? giftProducts.find((product) => product.planId === restoredPlanId)
+    : null;
+  const selectedGiftCategory =
+    restoredProduct?.category ??
+    (restoredCategory &&
+    giftCategories.some((category) => category.category === restoredCategory)
+      ? restoredCategory
+      : (giftCategories[0]?.category ?? null));
   const visibleProducts = selectedGiftCategory
     ? giftProducts.filter(
         (product) => product.category === selectedGiftCategory,
       )
     : [];
-  const canRestoreSelection =
+  const canRestoreSelection = visibleProducts.some(
-    restoredCategory === selectedGiftCategory &&
+    (product) => product.planId === restoredPlanId,
-    visibleProducts.some((product) => product.planId === restoredPlanId);
+  );
   const selectedPlanId = canRestoreSelection
     ? (restoredPlanId ?? "")
     : (visibleProducts[0]?.planId ?? "");

src/stores/payment/machine/catalog-flow.ts

@@ -32,14 +32,18 @@ function initializeCatalogState(
   const catalogChanged = planCatalog !== context.planCatalog;
   const characterChanged = giftCharacterId !== context.giftCharacterId;
   const selectionChanged =
-    planCatalog === "tip" &&
+    planCatalog === "tip"
-    ((event.category ?? null) !== context.selectedGiftCategory ||
+      ? (event.category ?? null) !== context.selectedGiftCategory ||
-      (event.planId ?? null) !== (context.selectedPlanId || null));
+        (event.planId ?? null) !== (context.selectedPlanId || null)
+      : (event.planId ?? null) !== (context.selectedPlanId || null);
   const commercialOfferId =
     planCatalog === "default" ? (event.commercialOfferId ?? null) : null;
   const offerChanged = commercialOfferId !== context.commercialOfferId;
   const chatActionId = event.chatActionId ?? null;
   const chatActionChanged = chatActionId !== context.chatActionId;
+  const initialAutoRenew =
+    planCatalog === "tip" ? false : (event.autoRenew ?? true);
+  const autoRenewChanged = initialAutoRenew !== context.autoRenew;
 
   return {
     planCatalog,
@@ -51,7 +55,12 @@ function initializeCatalogState(
       planCatalog === "tip" ? (event.category ?? null) : null,
     requestedGiftPlanId:
       planCatalog === "tip" ? (event.planId ?? null) : null,
-    ...(catalogChanged || characterChanged || selectionChanged || offerChanged || chatActionChanged
+    ...(catalogChanged ||
+    characterChanged ||
+    selectionChanged ||
+    offerChanged ||
+    chatActionChanged ||
+    autoRenewChanged
       ? {
           ...resetOrderState(),
           plans: [],
@@ -62,7 +71,7 @@ function initializeCatalogState(
             planCatalog === "default" ? (event.planId ?? "") : "",
           isFirstRecharge: false,
           commercialOffer: null,
-          autoRenew: planCatalog !== "tip",
+          autoRenew: initialAutoRenew,
         }
       : {}),
   };

src/stores/payment/payment-context.tsx

@@ -20,6 +20,8 @@ export interface PaymentContextState {
   selectedGiftCategory: string | null;
   isFirstRecharge: MachineContext["isFirstRecharge"];
   commercialOffer: MachineContext["commercialOffer"];
+  commercialOfferId: string | null;
+  chatActionId: string | null;
   selectedPlanId: string;
   payChannel: MachineContext["payChannel"];
   autoRenew: boolean;
@@ -76,6 +78,8 @@ function selectPaymentState(state: PaymentSnapshot): PaymentContextState {
     selectedGiftCategory: state.context.selectedGiftCategory,
     isFirstRecharge: state.context.isFirstRecharge,
     commercialOffer: state.context.commercialOffer,
+    commercialOfferId: state.context.commercialOfferId,
+    chatActionId: state.context.chatActionId,
     selectedPlanId: state.context.selectedPlanId,
     payChannel: state.context.payChannel,
     autoRenew: state.context.autoRenew,

src/stores/payment/payment-events.ts

@@ -10,6 +10,7 @@ export type PaymentEvent =
       characterId?: string;
       category?: string | null;
       planId?: string | null;
+      autoRenew?: boolean;
       commercialOfferId?: string | null;
       chatActionId?: string | null;
     }

src/utils/__tests__/logger-redaction.test.ts

@@ -0,0 +1,33 @@
+import { describe, expect, it } from "vitest";
+
+import { Logger } from "../logger";
+
+describe("Logger Stripe secret redaction", () => {
+  it("redacts nested Stripe secret fields and values before formatting", () => {
+    const output = Logger.formatValue({
+      payParams: {
+        clientSecret: "pi_123_secret_card",
+        nested: {
+          customerSessionClientSecret: "cuss_123_secret_saved",
+          handoffToken: "one-time-checkout-token",
+          safe: "order-123",
+        },
+      },
+    });
+
+    expect(output).toContain("order-123");
+    expect(output).not.toContain("secret_card");
+    expect(output).not.toContain("secret_saved");
+    expect(output).not.toContain("one-time-checkout-token");
+    expect(output.match(/\[REDACTED\]/g)?.length).toBeGreaterThanOrEqual(3);
+  });
+
+  it("redacts a secret embedded in a serialized response string", () => {
+    const output = Logger.formatValue(
+      JSON.stringify({ customerSessionClientSecret: "cuss_1_secret_value" }),
+    );
+
+    expect(output).not.toContain("secret_value");
+    expect(output).toContain("[REDACTED]");
+  });
+});

src/utils/logger.ts

@@ -107,9 +107,13 @@ export class Logger {
       const trimmed = value.trim();
       if (trimmed.length === 0) return "";
       try {
-        return JSON.stringify(JSON.parse(trimmed), null, 2);
+        return JSON.stringify(
+          Logger.toSerializableLogValue(JSON.parse(trimmed)),
+          null,
+          2,
+        );
       } catch {
-        return value;
+        return Logger.redactSensitiveString(value);
       }
     }
 
@@ -149,28 +153,31 @@ export class Logger {
   }
 
   private write(level: LogLevel, args: LogArgs): void {
-    Logger.reportImportantProductionLog(level, this.component, args);
+    const safeArgs = args.map((value) =>
+      Logger.toSerializableLogValue(value),
+    );
+    Logger.reportImportantProductionLog(level, this.component, safeArgs);
 
     if (Logger.shouldUseBrowserConsole()) {
-      Logger.writeBrowserConsole(level, this.component, args);
+      Logger.writeBrowserConsole(level, this.component, safeArgs);
       return;
     }
 
     switch (level) {
       case "debug":
-        this.logger.debug(...Logger.normalizeLogArgs(args));
+        this.logger.debug(...Logger.normalizeLogArgs(safeArgs));
         return;
       case "info":
-        this.logger.info(...Logger.normalizeLogArgs(args));
+        this.logger.info(...Logger.normalizeLogArgs(safeArgs));
         return;
       case "warn":
-        this.logger.warn(...Logger.normalizeLogArgs(args));
+        this.logger.warn(...Logger.normalizeLogArgs(safeArgs));
         return;
       case "error":
-        this.logger.error(...Logger.normalizeLogArgs(args));
+        this.logger.error(...Logger.normalizeLogArgs(safeArgs));
         return;
       case "fatal":
-        this.logger.fatal(...Logger.normalizeLogArgs(args));
+        this.logger.fatal(...Logger.normalizeLogArgs(safeArgs));
         return;
     }
   }
@@ -266,6 +273,10 @@ export class Logger {
       return value.map((item) => Logger.toSerializableLogValue(item, seen));
     }
 
+    if (typeof value === "string") {
+      return Logger.redactSensitiveString(value);
+    }
+
     if (typeof value !== "object" || value === null) {
       return value;
     }
@@ -281,19 +292,39 @@ export class Logger {
 
     const output: Record<string, unknown> = {};
     for (const [key, item] of Object.entries(value)) {
-      output[key] = Logger.toSerializableLogValue(item, seen);
+      output[key] = Logger.isSensitiveLogKey(key)
+        ? "[REDACTED]"
+        : Logger.toSerializableLogValue(item, seen);
     }
     return output;
   }
 
+  private static isSensitiveLogKey(key: string): boolean {
+    const normalized = key.replace(/[^a-z0-9]/gi, "").toLowerCase();
+    return (
+      normalized === "clientsecret" ||
+      normalized === "customersessionclientsecret" ||
+      normalized === "handofftoken" ||
+      normalized === "accesstoken" ||
+      normalized === "refreshtoken" ||
+      normalized === "authorization"
+    );
+  }
+
+  private static redactSensitiveString(value: string): string {
+    return /_secret_/i.test(value) ? "[REDACTED]" : value;
+  }
+
   private static serializeError(
     error: Error,
     seen: WeakSet<object>,
   ): Record<string, unknown> {
     const output: Record<string, unknown> = {
       name: error.name,
-      message: error.message,
+      message: Logger.redactSensitiveString(error.message),
-      stack: error.stack,
+      stack: error.stack
+        ? Logger.redactSensitiveString(error.stack)
+        : undefined,
     };
 
     if (seen.has(error)) {
@@ -303,10 +334,12 @@ export class Logger {
 
     for (const key of Object.getOwnPropertyNames(error)) {
       if (key in output) continue;
-      output[key] = Logger.toSerializableLogValue(
+      output[key] = Logger.isSensitiveLogKey(key)
-        (error as unknown as Record<string, unknown>)[key],
+        ? "[REDACTED]"
-        seen,
+        : Logger.toSerializableLogValue(
-      );
+            (error as unknown as Record<string, unknown>)[key],
+            seen,
+          );
     }
     return output;
   }