diff --git a/src/app/sidebar/components/index.ts b/src/app/sidebar/components/index.ts
index dbd0da47..04faf02b 100644
--- a/src/app/sidebar/components/index.ts
+++ b/src/app/sidebar/components/index.ts
@@ -3,6 +3,7 @@
  */
 
 export * from "./back-bar";
+export * from "./sidebar-wallet-card";
 export * from "./user-header";
 export * from "./vip-benefits-card";
 export * from "./voice-package-card";
diff --git a/src/app/sidebar/components/sidebar-wallet-card.module.css b/src/app/sidebar/components/sidebar-wallet-card.module.css
new file mode 100644
index 00000000..5950cc62
--- /dev/null
+++ b/src/app/sidebar/components/sidebar-wallet-card.module.css
@@ -0,0 +1,160 @@
+.card {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) auto;
+  gap: 18px;
+  align-items: center;
+  width: 100%;
+  box-sizing: border-box;
+  padding: 18px;
+  border: 1px solid rgba(246, 87, 160, 0.16);
+  border-radius: 24px;
+  background:
+    linear-gradient(135deg, rgba(255, 255, 255, 0.92) 0%, rgba(255, 239, 246, 0.94) 100%),
+    #ffffff;
+  box-shadow: 0 16px 38px rgba(55, 36, 44, 0.08);
+  overflow: hidden;
+}
+
+.leftColumn {
+  display: flex;
+  min-width: 0;
+  flex-direction: column;
+  align-items: flex-start;
+  gap: 9px;
+}
+
+.titleRow {
+  display: inline-flex;
+  max-width: 100%;
+  align-items: center;
+  gap: 8px;
+}
+
+.iconWrap {
+  display: inline-flex;
+  width: 30px;
+  height: 30px;
+  flex: 0 0 auto;
+  align-items: center;
+  justify-content: center;
+  border-radius: 999px;
+  background: linear-gradient(180deg, #ffe89c 0%, #f8b83e 100%);
+  color: #8f5400;
+  box-shadow:
+    inset 0 1px 0 rgba(255, 255, 255, 0.75),
+    0 8px 18px rgba(216, 132, 22, 0.2);
+}
+
+.title {
+  margin: 0;
+  color: #191316;
+  font-size: 18px;
+  font-weight: 800;
+  line-height: 1.15;
+}
+
+.balance {
+  margin: 0;
+  color: #21191d;
+  line-height: 1;
+}
+
+.balanceValue {
+  font-size: 22px;
+  font-weight: 850;
+  letter-spacing: -0.4px;
+}
+
+.balanceUnit {
+  color: #4f4449;
+  font-size: 16px;
+  font-weight: 750;
+}
+
+.rulesButton {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  min-height: 28px;
+  padding: 0;
+  border: 0;
+  border-radius: 999px;
+  background: transparent;
+  color: #2e6eea;
+  cursor: pointer;
+  font: inherit;
+  font-size: 15px;
+  font-weight: 760;
+  line-height: 1.2;
+  text-align: left;
+  transition: color 0.16s ease, transform 0.16s ease;
+}
+
+.rulesButton:hover {
+  color: #174fbd;
+}
+
+.rulesButton:active {
+  transform: translateY(1px);
+}
+
+.topUpButton {
+  display: inline-flex;
+  min-width: 92px;
+  min-height: 48px;
+  align-items: center;
+  justify-content: center;
+  padding: 0 18px;
+  border: 0;
+  border-radius: 18px;
+  background:
+    linear-gradient(135deg, #f657a0 0%, #ff7ac3 100%),
+    #f657a0;
+  color: #ffffff;
+  cursor: pointer;
+  font: inherit;
+  font-size: 16px;
+  font-weight: 850;
+  letter-spacing: 0.1px;
+  box-shadow: 0 12px 26px rgba(246, 87, 160, 0.28);
+  transition: box-shadow 0.18s ease, opacity 0.18s ease, transform 0.18s ease;
+}
+
+.topUpButton:hover {
+  box-shadow: 0 16px 30px rgba(246, 87, 160, 0.34);
+  transform: translateY(-1px);
+}
+
+.topUpButton:active {
+  opacity: 0.92;
+  transform: translateY(1px);
+}
+
+.rulesButton:focus-visible,
+.topUpButton:focus-visible {
+  outline: 2px solid #f657a0;
+  outline-offset: 3px;
+}
+
+@media (max-width: 360px) {
+  .card {
+    gap: 12px;
+    padding: 16px;
+  }
+
+  .topUpButton {
+    min-width: 78px;
+    min-height: 44px;
+    padding: 0 14px;
+    font-size: 15px;
+  }
+
+  .balanceValue {
+    font-size: 20px;
+  }
+
+  .balanceUnit,
+  .rulesButton {
+    font-size: 14px;
+  }
+}
diff --git a/src/app/sidebar/components/sidebar-wallet-card.tsx b/src/app/sidebar/components/sidebar-wallet-card.tsx
new file mode 100644
index 00000000..1a42be0a
--- /dev/null
+++ b/src/app/sidebar/components/sidebar-wallet-card.tsx
@@ -0,0 +1,44 @@
+"use client";
+
+import { Coins } from "lucide-react";
+
+import styles from "./sidebar-wallet-card.module.css";
+
+export interface SidebarWalletCardProps {
+  creditBalance: number;
+  onTopUp: () => void;
+}
+
+const formatCoins = (value: number): string =>
+  new Intl.NumberFormat("en-US").format(Math.max(0, Math.trunc(value)));
+
+export function SidebarWalletCard({
+  creditBalance,
+  onTopUp,
+}: SidebarWalletCardProps) {
+  return (
+    <section className={styles.card} aria-label="My wallet">
+      <div className={styles.leftColumn}>
+        <div className={styles.titleRow}>
+          <span className={styles.iconWrap} aria-hidden="true">
+            <Coins size={18} strokeWidth={2.4} />
+          </span>
+          <h2 className={styles.title}>My Wallet</h2>
+        </div>
+
+        <p className={styles.balance}>
+          <span className={styles.balanceValue}>{formatCoins(creditBalance)}</span>
+          <span className={styles.balanceUnit}> coins</span>
+        </p>
+
+        <button type="button" className={styles.rulesButton}>
+          Coins 消耗规则
+        </button>
+      </div>
+
+      <button type="button" className={styles.topUpButton} onClick={onTopUp}>
+        Top Up
+      </button>
+    </section>
+  );
+}
diff --git a/src/app/sidebar/sidebar-screen.tsx b/src/app/sidebar/sidebar-screen.tsx
index 94bdd8db..bd7f0e66 100644
--- a/src/app/sidebar/sidebar-screen.tsx
+++ b/src/app/sidebar/sidebar-screen.tsx
@@ -10,9 +10,9 @@ import { useUserDispatch, useUserState } from "@/stores/user/user-context";
 
 import {
   BackBar,
+  SidebarWalletCard,
   UserHeader,
   type SidebarUserState,
-  VipBenefitsCard,
 } from "./components";
 
 import styles from "./components/sidebar-screen.module.css";
@@ -74,9 +74,9 @@ export function SidebarScreen() {
         </section>
 
         <section className={styles.cardSlot}>
-          <VipBenefitsCard
-            state={sidebarState}
-            onActivate={() => router.push(VIP_SUBSCRIPTION_URL)}
+          <SidebarWalletCard
+            creditBalance={user.creditBalance}
+            onTopUp={() => router.push(VIP_SUBSCRIPTION_URL)}
           />
         </section>